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David NeagleThe Difference Between DEBT and DIAMONDS
Guest Blog, David Neagle

This week’s question from “The Neagle Code: Directions for Life”:

Hi David,
You’ve mentioned the law, “If you have a strong enough desire for something, the money MUST be there.” Please say more about how this works. For instance, if I SHOULD manifest enough money to pay off debt, does this mean that I don’t DESIRE it enough to manifest the money because it’s more of a “should?” Or, in another case, if I really, really desire the $12,000 diamond necklace I saw in a window yesterday, am I likely to … 

manifest the money? And if there is a conflict, as in a “should” and a “desire,” how do I resolve the conflict and do both?
P.S. Love your work.


Thanks for this great question!

Most people aren’t excited about paying debt, but that doesn’t mean the money isn’t there. I recommend paying off your debt AND buying the $12,000.00 necklace.

Your goals should allow you to accomplish ANYTHING you want, and if paying off your debt and purchasing a diamond necklace is what you want, that’s the goal you should be setting.

However, you don’t need to focus on paying all your debt at once. There’s nothing wrong with paying it off in increments. You don’t want to make paying off that debt a hardship for yourself, or you’ll come to resent it, and that opens up a new problem. Make sure you don’t sacrifice everything to pay it off.

The only flip side to your “desire and should” question has to do with shame.

If you have shame around your debt, if you’re embarrassed by it, or try to hide it, you will have a difficult time manifesting the money needed to pay it off.


Because how you do anything is how you do everything, and if you’re experiencing shame, it will prevent you from doing the things necessary to manifest the money.

So if you can’t see that debt is simply a tool and be grateful for it and truly appreciate what it’s provided to you, you may want to take a long hard look as to how you actually feel about the debt.

Once you drop the shame and negative feelings around it, you’ll be surprised how much easier it will be to manifest the money to pay it off.

P.S: The Neagle Code: DIRECTIONS for LIFE is a weekly no-cost program that is open to everyone! Each week, I’ll select and personally respond to one question received via the above “The Neagle Code” page that I feel in my heart will help the most people. (You may choose to remain anonymous if you wish, with our full support.) It is my deep, heartfelt intention that ~ in answering your questions ~ I may provide you with the Universal Truths that in committed application, will set you free. Simply submit YOUR burning question at: to participate.

Lisa's Comments:

When I first heard this concept from David, part of me wanted to believe it and part of me was resistant to the idea. After all, I had a strong desire for a LOT of things in my life and business but couldn't seem to manifest them. The means just didn't seem available.

However, as I studied more with David and took his Miracle of Money course, I began to open up to the truth of this principle. And what I discovered is that very often the way to manifest what I wanted WAS already present, but it came in the form of something I was resisting doing! Like asking for money (from prospective clients, from family/the bank/credit cards), eliminating a negative habit or person from my life, or putting myself "out there" in a bigger way.

Once I began to do things that had been out of my comfort zone or required more effort on my part, I began to manifest more (and more quickly). I'm still learning to do this better and get stuck sometimes, but that's what MY coach helps me to do. That's what having your own coach will do for you.


Do you need help recognizing or acting on the means to achieve your goals?  Schedule a complimentary MMM Strategy Session with me to identify where your blind spots are so you can sign up and serve more clients to make more money and make a difference in more lives!


Your partner in success,

Lisa Smith
Marketing, Mindset & Manifesting Coach


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